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households have the same major categories of expenses, which give us a roof over our heads, food in our bellies, clothes on our bodies and a way to get to and from work or school. Here’s how the average household budget breaks down: The average U. household spends ,148 on all things related to housing.The remaining ,068 covers utilities and other household operational expenses and equipment. Homeowners pay an average of ,552 per year (nearly 0 per month) on mortgage interest, property taxes and other expenses such as maintenance, repairs and homeowners insurance. This figure encompasses a wide range of rents from smaller towns to major metropolitan centers such as Los Angeles and New York.

households have the same major categories of expenses, which give us a roof over our heads, food in our bellies, clothes on our bodies and a way to get to and from work or school. Here’s how the average household budget breaks down: The average U. household spends ,148 on all things related to housing.The remaining ,068 covers utilities and other household operational expenses and equipment. Homeowners pay an average of ,552 per year (nearly 0 per month) on mortgage interest, property taxes and other expenses such as maintenance, repairs and homeowners insurance. This figure encompasses a wide range of rents from smaller towns to major metropolitan centers such as Los Angeles and New York.The second largest spending category for the typical U. 20% of households regularly pay for some form of public transportation, about 5 per month.

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They eat at home a little more often, about two-thirds of the time, but have meals out the remaining third of the time. household spends ,528 per year to protect its members from poverty in old age, or due to disability or death.

A number of ebook subscription services have been operational for some time.

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The average mortgage payment also includes an additional amount each month that goes towards the principal, effectively turning cash earnings into home equity. This side-by-side comparison reveals that, contrary to conventional wisdom that says renters are throwing away their money, homeowners actually spend more each month on non-recoupable costs in every region of the country, except the South.

As a financial decision, buying a home might only pay off if its underlying market value appreciates significantly over time.

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