Pay Pal can make it easier for you to cover your tracks.
It’s generally safer to cover your tracks if your partner doesn’t know about your Pay Pal account.
Some websites will put an innocuous entry on your credit card bill, like DBX Services Ltd.
However, a suspicious partner can simply Google this and sometimes they’ll be able to find out what the entry is relating to.
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Stopping paper based credit card billing can sometimes help, but it’s only covering your tracks to a certain extent.
One way of avoiding credit card use (at least, directly) is to use another method of paying for a dating site membership.
So take great care on these sites, as they’re generally not such great places to find marriage minded partners (if that’s what you’re seeking).
So as you can see, you don’t always need a credit card to be able to use a dating site.