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Online access is easy when you're away from home through Online Banking and it is safer than cash.If your own financial situation doesn't allow you to qualify for a card on your own (based on your credit history, income, and expenses), you'll need to have an adult co-borrower who does qualify most often a parent.There are however a few great places on the web where you can chat away without signing up, without registering, and without giving away your email address or credit card information.
NOW MY GOAL IS TO MAKE TIMELY PAYMENTS SO I CAN MOVE UP TO UNSECURED VISA.
DCU HAS GIVEN ME THE CHANCE TO BUILD MY CREDIT IN THE 4 MONTHS I'VE BEEN A MEMBER. This account appeared on my credit report as an open credit card account.
Some of the free adult chat services require a credit card, even though they claim it is only for age verification, and you will not be charged, sometimes "during free trial" in small print.
There are some good, totally free chat services that do not require a signup or email address for verification however.
I live in Brooklyn, NY and I applied for an secured card from my living room.
I was able to write a check to open an account and fund the secured amount requested for my secured Visa card from my l Pad.
Typically with creditors you never get that one on one with the reps the lending department, I truly appreciate DCU giving me a chance.
I'm in the process of trying to rebuild my credit and this is going to help me greatly. The application process for the card was easy and straightforward, and It has the best features of any secured card that I investigated.
Please refer to Details and Rates tabs for additional information and important disclosures.
For more information refer to DCU's VISA Credit Card Agreement and Federal Truth-in-Lending Disclosure Statement.